Make the most of your 2025 coverage before it resets
As the year comes to a close, it’s easy for dental care to fall to the bottom of the list — especially with holidays, travel, and last-minute plans taking over. But there’s one thing you don’t want to forget before the calendar flips: your remaining dental insurance benefits.
At Westlake Dental Associates, we often see patients late in the year who didn’t realize their plan would reset on January 1st — or how much coverage they were leaving behind by waiting. Whether it’s a second cleaning, an unfinished treatment plan, or unused FSA dollars, there’s still time to take action.
Let’s break down what you might be missing — and how to take advantage before it’s gone.
What Usually Expires by December 31st?
Most dental insurance plans follow a calendar-year structure, meaning your benefits refresh on January 1st — and anything unused from 2025 will be gone for good.
Here’s what that typically includes:
- Annual Maximums
Plans usually cap coverage between $1,000 and $2,000. If you haven’t used your full amount, the unused balance won’t roll over — it simply disappears. - Preventive Visits
Most policies include two covered cleanings per year. If you’ve only had one (or skipped both), this is your chance to catch up — and it’s already paid for through your premiums. - Approved Treatments
If a filling, crown, or other treatment was recommended earlier this year, now’s the time to use your remaining coverage before your deductible resets. - Flexible Spending Accounts (FSA)
If you have an FSA through your employer, many of those funds expire at year’s end. Most dental care — including exams, cleanings, and restorations — qualifies.
Why Acting Now Makes a Big Difference
Postponing dental treatment can lead to bigger problems — and bigger bills — down the road. A small cavity now might mean a root canal next year. A missed cleaning can turn into gum irritation or decay.
Using your benefits now gives you:
- Coverage before deductibles reset
- A chance to complete care while it’s still covered
- Preventive care that helps avoid future emergencies
- A healthier smile to start the new year
Not Sure What Your Plan Covers? We’ll Help You Check.
If you’re not clear on what’s left in your plan — that’s okay. Our team at Westlake Dental Associates is happy to help you check your benefits and walk you through what’s still available this year.
We’ll make the process easy, clear, and pressure-free.
Let’s Help You Close the Year With Confidence
If you’ve been putting off treatment or still have a cleaning to schedule, now’s the time. Let’s use what you’ve already paid for before it resets.Call Westlake Dental Associates today to schedule your year-end appointment and make the most of your 2025 dental benefits.
FAQs
1. What happens if I don’t use my benefits by December 31st?
Most dental plans reset annually, and unused coverage does not roll over. Any balance left at year’s end is typically lost.
2. Can I still schedule a checkup before the year ends?
Yes! As long as we have openings, we’ll do our best to fit you in. Call soon to secure your preferred time.
3. Does Westlake Dental accept FSA payments?
Yes — most dental treatments are eligible under FSA, including exams, cleanings, fillings, and crowns.
4. What if I’m unsure what my insurance covers?
We’ll happily check your remaining coverage and explain your options before your plan resets in January.
